Consumer Health Data Privacy | World Insurance Network

Consumer Health Data Privacy Policy

Effective Date: October 8, 2026
Last Updated: October 8, 2026

This Consumer Health Data Privacy Policy describes how World Insurance Network, Inc., doing business as WIN Insurance Agency ("we," "us," or "our"), collects, uses, shares, and protects consumer health data as defined by the Washington My Health My Data Act, Nevada Revised Statutes Chapter 603A, the Connecticut Data Privacy Act, and similar state laws, and how you may exercise your rights over that data.

Categories of Consumer Health Data We Collect and How We Use Them

Category	Purpose and Use
Health conditions, medical history, medications, treatment, disability, and health status that you provide when applying for life, disability, long term care, or other insurance that requires health information	To obtain quotes, submit applications, place and service the coverage you requested, and assist with claims
Health related enrollment and eligibility information for employee benefit programs, including the Cost Recapture Program	To enroll eligible employees and administer the program the employer selected
Health information that you choose to include in a message, call, or document you send us	To respond to your request and provide the service you asked for

We do not collect precise location data, biometric data, genetic data, or data about reproductive or sexual health care, and we do not create health inferences from website browsing. Our website forms, analytics, and advertising tools are configured not to collect consumer health data.

Sources of Consumer Health Data

You or your authorized representative
Your employer or benefit plan sponsor
Insurers, plan administrators, and third party administrators involved in the coverage or program you requested

We share each category of consumer health data listed above only as necessary to provide the product or service you requested or with your separate consent, and only with the following categories of third parties:

Insurers, managing general agents, and wholesale brokers that quote, underwrite, issue, and service the coverage you requested
Benefit plan administrators and third party administrators that operate the employee benefit program your employer selected
Processors that store or transmit data on our behalf under contracts that bind them to our instructions, including secure file transfer, document storage, and email service providers

We do not share consumer health data with affiliates. We do not sell consumer health data. We do not allow third parties to collect consumer health data over time and across websites or online services through our website.

We collect consumer health data only with your consent or as necessary to provide a product or service you requested. We share consumer health data only with your separate consent or as necessary to provide a product or service you requested. Before collecting or sharing a new category of consumer health data or using it for a new purpose, we will disclose that change and obtain your consent. You may withdraw your consent at any time.

Geofencing

We do not use a geofence around any health care facility or provider location to identify or track consumers, collect consumer health data, or send notifications, messages, or advertisements.

Your Rights

You have the right to:

confirm whether we collect, share, or sell your consumer health data
access your consumer health data, including a list of all third parties and affiliates with which we have shared it and an active email address or other online contact method for each
withdraw your consent to our collection and sharing of your consumer health data
have your consumer health data deleted

We will not discriminate against you for exercising any of these rights.

How to Exercise Your Rights

Submit a request by email to info@worldinsnetwork.com with "Consumer Health Data Request" in the subject line, by telephone at 725 269 2721, or by mail to World Insurance Network, Inc., Attn: Consumer Health Data Requests, 11035 Lavender Hill Drive, Suite 160‑212, Las Vegas, Nevada 89135. We will authenticate your identity using commercially reasonable methods, such as matching information you provide with information in our records, before acting on a request. We may ask for additional information if we cannot authenticate your request.

We will respond within 45 days after receiving your request. When reasonably necessary, we may extend that period once by up to 45 additional days, and we will notify you of the extension and the reason within the first 45 days. We respond to your requests free of charge up to twice in any 12 month period.

When we receive an authenticated deletion request, we will delete your consumer health data from our records within 30 days, including from archived and backup systems no later than six months after authenticating the request, and we will notify each processor and third party with which we shared the data of your request.

Appeals

If we decline to act on your request, you may appeal by emailing info@worldinsnetwork.com with "Consumer Health Data Appeal" in the subject line or by mail to the address above. Within 45 days of receiving your appeal, we will inform you in writing of any action taken or not taken and the reasons. If your appeal is denied, you may submit a complaint to the Washington Attorney General at atg.wa.gov/file-complaint, the Nevada Attorney General at ag.nv.gov, the Connecticut Attorney General at portal.ct.gov/ag, or the Attorney General of your state.

Changes to This Policy

We will post any change to this policy on this page with a new Effective Date. Before a material change takes effect, we will post a prominent notice on our homepage, notify affected consumers by email where we have their email address, and obtain consent where required by law.

Contact

World Insurance Network, Inc., dba WIN Insurance Agency
11035 Lavender Hill Drive, Suite 160‑212
Las Vegas, Nevada 89135
Email: info@worldinsnetwork.com
Telephone: 725 269 2721